Welcome to Sweden, a beautiful country known for its stunning landscapes, rich history, and high quality of life. Suppose youโre an expat who has recently relocated or is planning to move to Sweden in the near future. In that case, thereโs an important identification number you should know about โ the Swedish personnummer.
In this blog post, we will explore what a personnummer is, why it is essential, the legal consequences of having one, and whether it can be taken away.
Understanding the Swedish Personnummer
The Swedish personnummer is a unique personal identification number assigned to individuals residing in Sweden. It is composed of ten digits and plays a crucial role in various aspects of life, such as healthcare, taxes, employment, and social benefits. Think of it as your personal key to unlock a range of services and opportunities in Sweden.
You may apply for your personal number in Skatteverket, which is the Swedish Tax Agency. Besides taking care of all tax matters, they keep the record of Swedish residents, decide who gets a personal number and take care of updating the address database for every resident.
European Union vs the rest of the world
EU citizens obviously have access to the Swedish labour market and education without any additional requirements so at first sight personal number feels unnecessary. However, it may be helpful because living without it is a real pain in the ass. Without it, there are no contracts signed, no Swish payments, no BankID verification, no loyalty programmes at stores and sometimes you may be rejected from attending SFI classes (especially in big cities where there are more candidates than places and communes introduce limitations).
The Importance of a Swedish Personnummer
Having a personal number is vital for expats living in Sweden. Hereโs why:
Access to Essential Services
With a personnummer, you can access essential services like healthcare, education, and social benefits. It serves as proof of your identity and residency, enabling you to receive healthcare treatments, enroll in schools, and access various social welfare programs.
Employment Opportunities
A personnummer is often a prerequisite for finding employment in Sweden. Most employers require it to comply with legal requirements, such as registering employees for taxes and social security contributions. Without a personnummer, your job prospects may be limited.
Legal Consequences of Having a Swedish Personnummer
Once you have a personnummer, you gain certain rights and responsibilities. It is important to understand the legal consequences associated with it:
Tax Obligations
Having a personnummer means you are legally obliged to pay taxes in Sweden. The Swedish tax system is progressive, meaning that your tax rate increases as your income rises. However, it also offers various deductions and allowances to help reduce the tax burden.
Social Security Benefits
With your personal number, you become eligible for social security benefits, including healthcare coverage, parental leave, unemployment benefits, and pension schemes. These benefits are designed to provide a safety net and support individuals and families in times of need.
Can a Swedish Personnummer Be Taken Away?
While the personal number is a vital identification number, it is not typically taken away once you are assigned one. However, there are certain circumstances where it can be revoked, such as if you no longer reside in Sweden or if you have committed serious crimes that result in deportation. Generally, maintaining a legal residency status is crucial to retain your personnummer.
In conclusion, the Swedish personal number is an essential identification number for expats residing in Sweden. It grants access to crucial services, employment opportunities, and social security benefits. Understanding the legal consequences associated with having a personnummer is essential to fulfil your responsibilities and enjoy the rights and benefits it provides. Remember, obtaining a personnummer is just the beginning of your journey as an expat in Sweden, and it opens doors to countless opportunities.
If youโre planning to move to Sweden, stay tuned for our upcoming blog posts in this series, where we will delve deeper into the process of applying for and obtaining a personal number. Happy exploring and best of luck on your new adventure in Sweden!
Download free e-book
Donโt forget to sign up for a newsletter below as an Expat to receive a free e-book โThe most important Swedish Agencies and officesโ to find out more about the competence of Skatteverket and other agencies.
